GET
/lending/v1/credit-linesObtener líneas de crédito
El endpoint lending/v1/credit-lines te permite obtener todas las líneas de crédito creadas con la API v1.
- Devuelve todas las líneas de crédito v1, en cualquier estado, en una sola respuesta y sin filtros ni paginación. El orden de la lista puede variar.
- Las líneas de crédito creadas con la API v2 no se incluyen. Para buscarlas, usá
GET lending/v2/credit-lines. - Cada línea de crédito se devuelve sin
pricing. Para obtener su pricing o su producto, usáGET lending/v1/credit-lines/{credit_line_id}con el parámetroinclude.
¿Querés conocer más sobre las líneas de crédito? Mirá nuestra documentación.
Parámetros disponibles
Autenticación
🔒BearerAuthhttp
Detalle de respuestas
401
El token falta o es inválido. La respuesta no tiene cuerpo.
403
Sin cuerpo. El token es válido pero no tiene el scope que requiere el endpoint.
Ejemplo de código
curl -X GET "https://api.pomelo.la/lending/v1/credit-lines" \
-H "Content-Type: application/json" \
-H "Authorization: Bearer YOUR_API_KEY"Ejemplo de respuesta (200)OK
{
"data": [
{
"id": "lcr-2HMwKzetERdOEhbT86UweXamPle",
"user_id": "usr-2HMvSDccc5PZzCvZ98lfeXamPle",
"person_type": "NATURAL",
"country": "BRA",
"product_id": "lpr-2HMvSzWjc5La6WDTlgFweXAmPle",
"segment_id": "lsg-3JswKtetEReOEssT86UweXa4do2",
"status": "ACTIVE",
"status_detail": {
"reason": "FRAUD",
"text": "Información adicional"
},
"offer_start_date": "2026-11-01",
"offer_end_date": "2027-10-31",
"activation_date": "2026-11-05",
"created_at": "2026-11-01T14:30:00",
"activated_at": "2026-11-05T13:12:45.120Z",
"limits": {
"single_payment": "20000.00",
"cash_advance_percentage": "30.00"
},
"balances": {
"single_payment": {
"available": "4050.00",
"limit": "5000.00",
"utilization": "950.00"
},
"installments": {
"available": "4050.00",
"limit": "5000.00",
"utilization": "950.00"
},
"cash_advance": {
"available": "4050.00",
"limit": "5000.00",
"utilization": "950.00"
}
},
"due_date": 15,
"due_date_last_update": "2026-12-10",
"collateral": {
"key": "BTC",
"amount": "0.0000033"
},
"user_scoring": "A",
"delinquency": {
"start_date": "2026-12-16",
"end_date": "2027-01-10",
"status": "CURRENT",
"days_overdue": 0,
"days_before_cancellation": 72,
"oldest_segment_name": "ONE",
"oldest_segment_creation_date": "2026-12-16",
"oldest_segment_age_days": 18
},
"clearance_date_at": "2027-07-01T20:37:33.180Z",
"closed_at": "2027-07-15T03:00:00Z",
"pricing": {
"current": {
"start_date": "2022-04-30",
"rates": {
"financing": "15.00",
"late_fee": "25.00",
"cash_advance": "50.00",
"revolving": "100.00"
},
"fees": [
{
"name": "Maintenance",
"amount": "15.00",
"currency": "CPL",
"frequency": "MONTHLY",
"operation": "CASH_ADVANCE",
"type": "UF"
}
]
},
"upcoming": {
"start_date": "2022-04-30",
"rates": {
"financing": "15.00",
"late_fee": "25.00",
"cash_advance": "50.00",
"revolving": "100.00"
},
"fees": [
{
"name": "Maintenance",
"amount": "15.00",
"currency": "CPL",
"frequency": "MONTHLY",
"operation": "CASH_ADVANCE",
"type": "UF"
}
],
"effective_date": "2027-01-01"
}
},
"debt_detail": {
"simulations": [
{
"total": {
"amount": "100000",
"currency": "CLP",
"discounted_interest": "0"
},
"current": {
"amount": "30000",
"currency": "CLP"
},
"acceleration": {
"amount": "70000",
"currency": "CLP"
},
"has_pending_operations": false,
"type": "TOTAL_ACCELERATION",
"status": "UNCONFIRMED"
}
]
}
}
]
}